Des Moines Management Team



Josh Cowart   

Senior Partner

 (515) 453-1314


I currently reside in Ankeny, IA along with my beautiful wife Lisa, my three wild, crazy, fun, and yet still adorable kids, Sammy 6, Louie 4, and our newest addition Aria, she’s 1. I attended the University of Iowa and graduated with a degree from their School of Business in late 2003. Upon graduation, I was hired at New York Life by Kevin Garman in October of 2004. I didn’t know it at the time, but that would become one of the most important decisions I have made in my life thus far. I subsequently qualified for Executive Council, achieved New Org Agent of the year, was the New Org Paid Life case leader and won the Des Moines Life Appreciation Award in 2006. In 2007 I followed up with my best and final year as an agent to in turn become a Partner. In that final year as an agent, I qualified for the Premier Executive Council, the Million Dollar Round Table and was the Life Paid case leader for the office. I also won the New Org agent of the year and the Des Moines Life Appreciation Award.

After being promoted to Partner in December of 2007, I have learned how much hard work and dedication it takes to put a successful team of agents together. Most importantly, I have found true joy in helping others succeed in their personal careers. In 2011 my team qualified for the Prestigious Top 50, finishing 15th. It was the most challenging yet rewarding year for me since I’ve been with NYL. My main goal for 2011 was to hit Senior Partner. It was an especially challenging goal, but I am proud to say that I have achieved it and became Senior Partner effective January 2012. Becoming a Partner at New York Life has given my family and I the ability to make choices pertaining to our quality of life that many people don’t have the opportunity to make. Because of this I am forever grateful to NYL and to the great group of people who I get to call my “Team”.  All the successes my family and I enjoy are only made possible by their hard work and dedication. I want to thank each and every one of them because without them, I would not be where I am today. Thank you.



Susan P. Helmers, CLU®, ChFC®, CASL®, CLF®, CAP®, CLTC, LUTCF®

Director of Development

(515) 453-1302


What we can easily see is only a small percentage of what is possible.  Imagination is having the vision to see what is just below the surface: to picture that which is essential, but invisible to the eye.”   Susan likes to look for the agent hiding below the service to make them the best that they can be.  She has been active helping agents in the Des Moines General office for 13 years to see their greatest potential.  She knows the Agency Portal, NYLIC U, NYL products, and the Senior Market like no other.

Eleanor Roosevelt says… “Believe in Yourself.  You gain strength, courage, and confidence by every experience in which you stop to look fear in the face.  You must do that which you think you cannot do.”

Susan is married to Gabby (Darryl), has 3 children-Trevor, Rochelle, and Leanne and 6 grandchildren- Lukas, Cash, Deagan, Liv, Kinley, and Sutton.


Go to Susan for:

2004 Obtained LUTCF® designation

Any Product questions, Life, Annuity, LTC

2006 Obtained CLU® designation 

NYLIC University, Agency Portal, FTIS, Rightbridge

2007 Obtained ChFC® designation

Marketing, Events, Child ID Programs, Tracking.

2007 Obtained Certified Long Term Care designation

Applications, Forms, Sales Material, Concept Papers

2008 Obtained CASL® designation

Illustrations, case studies, fact finders

2012 Obtained CLF® designation

Prospecting, handling objections, filling out apps

2014 Obtained CAP® designation


2001 Appointed as a New York Life Agent


2003 Appointed as a NYL Sales Development Manager




Sussette R. Rosselet, CLU®, ChFC®, CLF®

Senior Agency Standards Consultant

(515) 453-1300

Sussette began her New York Life career in April of 1996 as an agent in the Ft. Lauderdale General Office.  In 1998 Sussette became the Development Manager for the Miami General Office.  In 2001 she transferred to the Eastern Washington General Office.  In 2006 she assumed the role of Agency Standards Consultant for the Eastern Washington and Tacoma General Offices.  In 2012, she joined the Pacific Zone Agency Standard Team.  In 2014, she requested to be transferred to Des Moines Iowa. Sussette is the ASC for both Des Moines and Cedar Rapids.

Sussette has two grown children Jason and Sofia.  She loves to travel, read and all things creative.

Sussette conducts all the Supervisory Reviews and addresses all compliance issues



Sigfredo Gonzalez

Administrative Manager

(515) 453-1350


Sigfredo joined New York Life’s South Florida General Office as an agent in November 2009.   In July of 2010 he was hired as a Case Analyst with the South Florida G.O. staff and took on such responsibilities as agent service, accounting, and the teaching of Fundamental Career School classes.   In May of 2014 Sigfredo transferred to the Mobile G.O. where he assumed the Administrative Manager role for an extended period of time covering for a maternity leave.   In April 2015 he assumed the role of Administrative Manager for the        Des Moines General Office.

Sigfredo earned his Bachelor’s in Business Administration from Florida International University in Miami Florida.    As a long time Miami sports fan, he enjoys going with his 3 kids and spouse to sporting events when Miami is in town.   Sigfredo’s other hobbies include basketball, cooking and enjoying the sun with his family in the great outdoors.